How to create your dreams on a budget

written by Paula Hartmann


Today I want to challenge you to look outside of the box. I want to show you how you can make a living with something that you love doing.


To be able to make money with your passion, you have to make more room in your life to start doing the things you love.


If you work 8 hours a day in a job that you don’t like, you won’t have much energy left in the evening to work on the things you’re passionate about. But here is the dilemma. If you start working less to have more time, you will also earn less. So, really how can we afford to do that?


If you’re very lucky, you might be able to raise your salary, so you can make the same amount of money in less time. But if that’s not possible, you have to reduce your bills for a while. Simple as that. 


Today I want to give you a few tips and tricks how you can create your dreams on a budget. I had to do this back in 2006 when I quit my office job to become a dancer and even now, I’m very good at saving money, so that I don’t have to work 8 hours in a job that sucks the life out of me. 


Here is a list of things you can do to save money, work less than 40 hours per week and concentrate on the things that are important to you:


  1. Share your space with friends/familiy members or strangers. For most people their rent is the biggest payment of the month. If you reduce your rent by subletting a room in your house or sharing your space with a family member, you’ll have a big load off your shoulders. If you’re a single mom you could move to together with another single mom. You would not only save money and have more time, but you would also have a “free” babysitter (more savings) and have a new friend. I’ve made the best friends while I was living in shared apartments. I felt less alone, more supported and had a better social network. I’m just all for it. 
  2. Move to an area that is cheaper. Houses and apartments in the countryside are far cheaper than in the city. Plus, if you have a garden, you can grow your own vegetables, which saves money too. 
  3. Buy less. The question is: How many things do you really need? And how many things are really of value to you? People buy a lot, because they want to compensate their lack of happiness. They work hard, so they want to treat themselves with a new pair of shoes or a new car etc. But if you love what you do, you don’t have the desire to buy new stuff all the time, because you feel fulfilled from the inside. 
  4. Buy used. I buy 50% of all my things used. Clothes for my son, clothes for me, appliances, bikes etc. You save so much money and you’re doing something for the environment as well. It’s actually fun to upcycle things and turn shit into gold. 
  5. Stop doing the things that are not good for you. I’m talking about smoking and drinking and maybe partying too much. You save so much money and you’ll be healthier.
  6. Instead of going on a big vacation, visit your friends and family members abroad. You save the accommodations and you’ll work on your social network.
  7. Instead of going to expensive museums or amusement parks with your family, go hiking or spend time in nature. It saves a lot of money and it’s super healthy for your body and your mind. The kids love it too.
  8. Instead of buying expensive books, get your books from the library.
  9. Cook more instead of going out all the time. To be honest, I’m not much of a cook, but me and my family know so many good and affordable restaurants. So this counts too :)


And here is another assignment for you: Make a list of all the money you spend on a daily basis. Buy yourself a little notebook in which you track every dollar that you spend for at least a week or up to a month. Example:


$3 chocolate bar

$45 haircut

$5.50 socks

$2.20 gum



You will become more aware of where you're money actually goes and if you spend your "free"-money that you have left after your necesseties (food, rent, health insurance) for the things that are really of value to you. It's an easy exercise in self-awareness. 


Also, don't feel guilty if you start working less than 40 hours and you're not hustling anymore like everybody else. You deserve to work less and have more fun. Don't buy into the competition-game of who's the busiest. You're NOT more important the more money you earn or the more busy you are. 


And here is another thing I want you to knowt: It's not a step back if you decide to work and earn less to refocus your life. See it as in investment in a more joyful and abundant future. 


You deserve to make money and have fun at the same time! It's possible.


So much love! 

I help people to make money doing the things they love. But in order to do what you love, you have to really know yourself: What you like, what you dislike, your strengths, your weaknesses, your true desires, your true essence, your unique obstacles and limiting beliefs, what feels easy and natural to you. Plus you need an easy and practical action plan how to create a new life.


This is what I help my clients with.


If your job sucks the life out of you and you know that you can't spend another ten years like that, hit reply or book an appointment for a 30 min. chat with me here. I'm so excited to talk to you. 


Let's create a life that feels natural to you.

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